LOAN PRODUCTS

The dream of homeownership has always been at the very heart of the “American Dream”. We believe that homeownership is the foundation of financial security for aspiring families. At iCore Lending Inc., we help you navigate the mortgage process with our core values of Integrity, Experience and Service; and help you realize the American Dream.

Programs to suit your needs

FHA LOANS

  • 3.5% Down Payment

 

CONVENTIONAL LOANS

  • 3 % Down Payment for first time buyer

  • 5 % Down Payment without mortgage Insurance

 

CALHFA 3% CHDAP 2ND

  • 0.5 % Down Payment

  • Borrower must be first time home buyer

  • A silent 3% Down payment assistand 2nd Trustee 

  • Cannot have Owned a principal Residence Property in the last 3 years

 

VA LOANS

  • 0 Down payment 

  • No mortgage insurance.

 

203K STREAMLINE.

  • 620 Minimum fico required

  • Max $ 35,000 inf repairs allowed

HUD REPAIR ESCROWS.

  • Allowed with Financing up to to the max of $ 5,000

 

STREAMLINE REFI'S

  • FHA Endorsed on or before may 31, 2009

  • 580 minimum fico required

  • Gross loan amount, including (UFMIP), can exceed the county's staturory.

 

GOOD NEIGHBOR NEXT DOOR 

  • law enforcement officers, pre-kindergarden through 12th grade teachers and firefighters/emergency medical technicians receive up to a 50% discount on properties located in a revitalization area

 

MANUFACTURED HOUSING (FHA)

  • property must be no older then june 15, 1976.

 

USDA Rural Housing Program

WE OFFER A VARIETY OF LOAN PRODUCTS

FHA LOANS
Cal HFA
Streamline FHA Refinance
CONVENTIONAL LOANS
VA Mortgage Loans
First Time Home Buyer
Reverse Mortgage

GET A QUOTE

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